When are Breast Pumps Covered by Insurance
Breast pumps allow you to keep your baby fed even when you are not there to breast feed directly. For busy mothers, these pumps can save a lot of stress. They have become so important for modern mothers that they are now covered by insurance, at least in most cases. You can either rent or purchase a pump, depending on your insurance, with no cost to you. There is nothing for you to pay thanks to the Affordable Care Act. Some plans active before the act was put in place in 2010 may not have the chance to take advantage of this, but all others can. Speak with your insurance provider to learn more about it.
Any mother can take advantage of this. Certain plans will differ, of course, but you should have access to breast pumps at no cost to you. There is no need for you to put anything towards this and you can either rent or keep the pump. These pumps will come directly from a medical supply store, too, so you will have access to high quality equipment. If you are interested, it is easy to do this. You just have to speak with your insurance provider to learn more about what is available, where you can go, and what you can do.
Some differences amongst insurance providers are what you can get, where you can go, and what you can do. Speak with your provider directly to learn more about the process. Some will have you go to the medical supply store directly to get a specific pump while others will send them to you. To understand what you will have to do, and what you can do, you will have to speak with your insurance provider. All insurance providers are different so the processes and options will change between them.
All of this is available to all plans started after the act was put in place. If your plan started before the March 23, 2010 date, however, you may not qualify. These plans are generally exempt, but that is not always the case. Some plans will offer coverage for breast pumps. To find out if this is the case for you, call your insurance provider. You can ask directly if you qualify. If you do not, you will have to purchase the pump yourself. If you do, you can rent or purchase a pump under the plan by following their directions.
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